Rates
Deposit Acceptance Policy
Greenville Savings Bank will only accept new deposits from walk-in customers.
Checking
Effective Date: 3/27/2023
| Account | Minimum Opening Balance | Account Maintenance Fee | APY* |
|---|---|---|---|
| Regular Checking | $200.00 |
$5.00 Monthly $200 min daily balance to avoid this fee |
0.10% |
| Free Personal Checking | $20.00 | None | N/A |
| Senior Checking (55 and over) |
$200.00 | None | 0.10% |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance equal to or greater than the required minimum opening balance to earn the Annual Percentage Yield. Account rate may change after account is open. Fees may reduce earnings.
Savings
Effective Date: 3/27/2023
|
Account |
Interest Rate |
APY* |
Minimum Opening Balance |
|---|---|---|---|
|
Passbook/Statement Savings |
0.30% |
0.30% |
$10.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance of $50.00 or greater to earn the Annual Percentage Yield. Account rate may change after account is open. Fees may reduce earnings.
Certificate of Deposit (CDs)
Effective Date: 11/3/2023
| Term | Interest Rate | APY* | Minimum Opening Balance |
|---|---|---|---|
| 91 Day | 0.10% | 0.10% | $500.00 |
| 182 Day | 0.15% | 0.15% | $500.00 |
| 9 Month | 4.18% | 4.25% | $500.00 |
| 12 Month | 4.92% | 5.00% | $500.00 |
| 18 Month | 4.19% | 4.25% | $500.00 |
| 30 Month | 0.50% | 0.50% | $500.00 |
| 60 Month | 0.65% | 0.65% | $500.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance of $500.00 or greater to earn the Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply.
IRA Certificate of Deposit
Effective Date: 3/27/2023
| Term | Interest Rate | APY* | Minimum Opening Balance |
|---|---|---|---|
| 12 Month IRA | 0.30% | 0.30% | $500.00 |
| 18 Month IRA | 2.13% | 2.15% | $500.00 |
| 30 Month IRA | 2.13% | 2.15% | $500.00 |
| 60 Month IRA | 2.13% | 2.15% | $500.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance of $500.00 or greater to earn the Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply.
Business Checking
Call us to see what account suits your business.
Money Market
Effective Date: 6/15/2023
| Balance | Interest Rate | APY* | Minimum Opening Balance |
|---|---|---|---|
| $0.00-2,499.99 | 0.10% | 0.10% | $2,500.00 |
| $2,500-24,999.99 | 0.10% | 0.10% | $2,500.00 |
| $25,000-49,999.99 | 0.15% | 0.15% | $2,500.00 |
| $50,000-99,999.99 | 0.20% | 0.20% | $2,500.00 |
| $100,000-199,999.99 | 0.25% | 0.25% | $2,500.00 |
| $200,000-749,999.99 | 0.35% | 0.35% | $2,500.00 |
| $750,000.00 & over | 2.96% | 3.00% | $2,500.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance equal to or greater than the required minimum opening balance to earn the Annual Percentage Yield. Account rate may change after account is open. Fees may reduce earnings.