Rates
Deposit Acceptance Policy
Checking
Effective Date: 12/23/2020
| Account | Minimum Opening Balance | Account Maintenance Fee | APY* |
|---|---|---|---|
| Regular Checking | $200.00 |
$5.00 Monthly $200 min daily balance to avoid this fee |
0.10% |
| Free Personal Checking | $20.00 | None | N/A |
| Senior Checking (55 and over) |
$200.00 | None | 0.10% |
Savings
Effective Date: 1/1/2021
|
Account |
Interest Rate |
APY* |
Minimum Opening Balance |
|---|---|---|---|
|
Passbook/Statement Savings |
0.30% |
0.30% |
$10.00 |
Certificate of Deposit (CD’s)
Effective Date: 12/23/2020
|
Term |
Interest Rate |
APY* |
Minimum Opening Balance |
|---|---|---|---|
|
91 Day |
0.10% |
0.10% |
$500.00 |
|
182 Day |
0.15% |
0.15% |
$500.00 |
|
9 Month |
0.20% |
0.20% |
$500.00 |
|
12 Month |
0.30% |
0.30% |
$500.00 |
|
18 Month |
0.40% |
0.40% |
$500.00 |
|
30 Month |
0.50% |
0.50% |
$500.00 |
|
60 Month |
0.65% |
0.65% |
$500.00 |
Early withdrawal penalties may apply.
Business Checking
Money Market
Effective Date: 12/23/2020
|
Balance |
Interest Rate |
APY* |
Minimum Opening Balance |
|---|---|---|---|
|
$0.00-2,499.99 |
0.00% |
0.00% |
$2,500.00 |
|
$2,500-24,999.99 |
0.10% |
0.10% |
$2,500.00 |
|
$25,000-49,999.99 |
0.15% |
0.15% |
$2,500.00 |
|
$50,000-99,999.99 |
0.20% |
0.20% |
$2,500.00 |
|
$100,000-199,999.99 |
0.25% |
0.25% |
$2,500.00 |
|
$200,000-749,999.99 |
0.35% |
0.35% |
$2,500.00 |
|
$750,000.00 & over |
0.50% |
0.50% |
$2,500.00 |