Rates
Deposit Acceptance Policy
Checking
Effective Date: 3/27/2023
Account | Minimum Opening Balance | Account Maintenance Fee | APY* |
---|---|---|---|
Regular Checking | $200.00 |
$5.00 Monthly $200 min daily balance to avoid this fee |
0.10% |
Free Personal Checking | $20.00 | None | N/A |
Senior Checking (55 and over) |
$200.00 | None | 0.10% |
Savings
Effective Date: 3/27/2023
Account |
Interest Rate |
APY* |
Minimum Opening Balance |
---|---|---|---|
Passbook/Statement Savings |
0.30% |
0.30% |
$10.00 |
Certificate of Deposit (CDs)
Effective Date: 11/3/2023
Term | Interest Rate | APY* | Minimum Opening Balance |
---|---|---|---|
91 Day | 0.10% | 0.10% | $500.00 |
182 Day | 0.15% | 0.15% | $500.00 |
9 Month | 4.18% | 4.25% | $500.00 |
12 Month | 4.92% | 5.00% | $500.00 |
18 Month | 4.19% | 4.25% | $500.00 |
30 Month | 0.50% | 0.50% | $500.00 |
60 Month | 0.65% | 0.65% | $500.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance of $500.00 or greater to earn the Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply.
IRA Certificate of Deposit
Effective Date: 3/27/2023
Term | Interest Rate | APY* | Minimum Opening Balance |
---|---|---|---|
12 Month IRA | 0.30% | 0.30% | $500.00 |
18 Month IRA | 2.13% | 2.15% | $500.00 |
30 Month IRA | 2.13% | 2.15% | $500.00 |
60 Month IRA | 2.13% | 2.15% | $500.00 |
* Annual Percentage Yield (APY) is accurate as of effective date. You must maintain an account balance of $500.00 or greater to earn the Annual Percentage Yield. Fees may reduce earnings. Early withdrawal penalties may apply.
Business Checking
Money Market
Effective Date: 6/15/2023
Balance | Interest Rate | APY* | Minimum Opening Balance |
---|---|---|---|
$0.00-2,499.99 | 0.10% | 0.10% | $2,500.00 |
$2,500-24,999.99 | 0.10% | 0.10% | $2,500.00 |
$25,000-49,999.99 | 0.15% | 0.15% | $2,500.00 |
$50,000-99,999.99 | 0.20% | 0.20% | $2,500.00 |
$100,000-199,999.99 | 0.25% | 0.25% | $2,500.00 |
$200,000-749,999.99 | 0.35% | 0.35% | $2,500.00 |
$750,000.00 & over | 2.96% | 3.00% | $2,500.00 |