Personal Loans – Installment
A personal loan provides you with a lump sum of money to be repaid with interest in fixed monthly payments over a set period. Many use personal loans for refinancing credit card debt, large purchases, or financing home improvements.
- Secured & Unsecured
- Fixed Interest Rate
- Fixed Monthly Principal & Interest Payments
Personal Line of Credit
A personal line of credit allows you to borrow only the money that you need and offers a variable interest rate. Many apply for a personal line of credit to help pay for their child’s college or for home remodeling projects.
- Variable Interest Rate – Adjusts with Prime Rate Changes
- Checks Issued for Easy Access to Funds
- Option of Overdraft Protection